Can individual states take down their own inter-state insurance barriers?

and why do Republicans want the federal government to force states to do this if they don't want to?Can individual states take down their own inter-state insurance barriers?No, they cannot.



Under current federal law, insurance companies cannot cross state lines on policies.





Under current federal law, insurance companies are not even allowed to create an insurance pool that cross state lines, even if they meet the requirements set down, by all states involved.



The larger the insurance pool, the cheaper the insurance is.



No one is forcing states to do anything.



Its not a state issue, its a federal issue, on how the current federal law is written.Can individual states take down their own inter-state insurance barriers?no



But, Dems want to force all states to use a federal mandated set of rules for insurance. Dems figure each state should obey 0bama and Pelosi instead of making decisions for itself.



Whoops, that's the same thing you're complaining about. ROFLMAO



--- Answers for maroons



Dems just want states that are already insuring their people (PA, OH, IA, WI, MI, etc) to also pay for liberals in CA, FL, NM, AZ, NV ...highly hispanic states by chance.Can individual states take down their own inter-state insurance barriers?second step in mind control; consensual control.



They accept your commands even if they don't want to do it.Can individual states take down their own inter-state insurance barriers?
Yes. A state can pass a statute permitting the interstate insurance to be purchased by insureds within the State. The federal government under the McCarran Act stops the courts invalidating barriers to interstate commerce in insurance. This effectively continues the authority of Paul v. Virginia that insurance could not be interstate commerce. The case was overruled in the 1940s in the Polish National case.



If insurance was sold across State lines and did not have to comply with the mandates in the importing State, it would mean that insureds could pick catastrophe insurance, for instance, without the encumbrance of mandated HIV/AIDS coverage that homosexuals force the rest of us to subsidize for them.



The result would be a highly competitive market place. Unfortunately, what the Dems want to do is to use the insurance pool to redistribute wealth by requiring community rating and the specification of a whole lot of expensive mandates.



At present, we have a situation that is as if each State had to make its own televsion sets and radios. You can see how expensive these would be in Alaska or Wyoming.



The federal Congress has control over interstate commerce.